The Guardian is the most complicated of all the money personalities, because of all the personalities they have the most control in the money arena, and yet continually walk a tightrope attempting to avoid moving from the most money savvy to the most self punishing. This potential dark side of their personality can cause some to lose sight of the goal and focus on just the sacrifice to the point of stinginess where they actually do themselves harm. All this effort is to counteract their deep seated since of worry that being without money will leave them helpless and cause all manner of calamity to befall them.

They are selfless in being willing to share information to help others develop their level of control, as their lives are missions. Charts, figures, and spreadsheets are the breath of life as they climb the ladder of financial security. These are the people who would make any General proud as they launch a campaign of sacrifice to buy that expensive set of golf clubs or take the long talked about vacation. Some may find them a little boring but their consistency and financial support safety net adds to their simple glamor as someone you can always depend on to have a solid foundation. What they lack in bad boy attitude, they more than make up for by being able to pay when the check arrives, if they think it is for a good cause.

The evil twin aspect is illustrated time and time again in news reports of the very poor looking man or woman who is later found to be sitting on substantial amounts of money never put to use for their own good. In their minds they need to be prepared for whatever, and drawing down their financial shield means they are now vulnerable.

Being in a relationship with a Guardian requires patience because they are basically worriers who need to feel it is safe to venture beyond what they perceive as the safety zone. first steps should begin with praise for their efforts and then attempts to illustrate how they can move further out from their zone of safety and still feel secure. Next, begin to move the dialogue from some unknown threat towards a specific level that would support their sense of security. Phrases like: “How much money would you have to have to feel secure?”, or “How often could we go out and spend this amount of money and not have it disrupt your financial goals?” You can also be the voice of reason and help them work through perceived threats by helping them reframe their fears as something they are able to manage rather than seeing themselves being overwhelmed. In this way their thinking is moved from the free floating anxiety level to something they feel is manageable.

And finally, along with patience, be certain to offer lots of praise for any effort they have made. Everyone enjoys an ‘atta boy’ and the Guardian is no different. Supporting their willingness to go further out on the ice of their financial lives, provides an added boost to keep going even when they question if they can make it.